PaggaEarly Access — Launching Q1 2026The autonomous OS
for your company
Your AI CFO and COO, reporting directly to you. From treasury to payroll, legal, and compliance — crypto-native agents run your entire back-office.
Pagga TreasuryCorporate Cards
Manage your team's spending
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Marketing Team · Virtual
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View AllTrusted by leading protocols
InfrastructureCrypto-native payment rails
Built on Coinbase x402 protocol and Solana smart accounts — not legacy banking APIs.
Smart Accounts
Non-custodial programmable treasury on Solana. Spending limits, standing orders, payment intents — all on-chain.
x402 Protocol
Coinbase HTTP 402 standard. Invoices become payment URLs. Facilitator verifies USDC settlement on-chain — instant, programmable, zero reconciliation.
Single Chat Interface
Talk to your CFO and COO through one conversation. They coordinate specialists and report back to you.
Parallel Execution
Multi-agent plans run steps in parallel goroutines. Compliance screens first, then everything else.
AI AgentsMeet your AI executive team
Two executive agents report directly to you. Each coordinates specialist sub-agents that handle finance, legal, and operations in parallel.
CFO Agent
Finance, Treasury & Analytics
CFO Agent
Treasury Controller
Manages smart accounts, processes USDC payments, creates x402 invoices, calculates runway, and analyzes cash flow.
Payroll Agent
Payroll Processor
Batch USDC payroll processor. Schedule standing orders, manage contractor payments, and auto-record transactions.
Intelligence Agent
Financial Analyst
Generates runway reports, cash flow summaries, and anomaly alerts across your treasury.
COO Agent
Legal, Formation & Compliance
Legal Agent
In-House Counsel
Generates SAFEs, NDAs, contractor agreements, IP assignments. Manages cap table and partner invitations.
Formation Agent
Formation Specialist
Incorporates Delaware C-Corps and Wyoming LLCs in under 5 minutes with smart defaults.
Compliance Agent
Compliance Officer
Screens every counterparty for KYC/AML and sanctions before any money moves. Runs first, blocks everything else.
RoadmapWhat's coming
CFO Agent
COO Agent
Operations
Scale
Frequently asked questions
Everything you need to know about Pagga.
Ready to put your back-office on autopilot?
Your AI CFO + COO. One chat. From treasury to payroll in minutes, not months.