The neobank that understands crypto and automates your finances

Multi-chain treasury management with AI agents that handle payments, cards, and compliance automatically. Finally, a bank that speaks crypto.

Join 500+ companies on the waitlistEarly access launching Q4 2025

The complete financial stack for crypto companies

Everything you need to manage treasury, automate payments, and scale globally—powered by AI agents.

AI Agent Automation

Deploy AI agents that automate payments, manage cards, process invoices, and optimize routing—saving hundreds of hours per month.

Multi-Chain Treasury

Seamlessly manage crypto across 9 blockchains (Ethereum, Stellar, Solana, Polygon, Arbitrum, Base, TON, Tron, NEAR) with optimal routing.

Corporate Cards

Issue virtual and physical cards for your team. Let AI agents create and manage cards automatically with spending controls.

Know-Your-Agent Compliance

Every agent is continuously scored for compliance, risk, and trustworthiness. Enterprise-grade security without manual oversight.

Cost Optimization

Save up to 30% on cross-border payments with intelligent multi-chain routing that analyzes fees, speed, and liquidity in real-time.

24/7 Operations

AI agents work around the clock across all time zones. From invoice to payment in seconds, not days.

Scale globally with enterprise features

Advanced tools for growing companies that need more control and flexibility.

Yield Optimization

Earn on idle capital while maintaining liquidity. Automated treasury management across chains and fiat accounts.

Multi-Entity Support

Manage multiple entities, subsidiaries, and legal structures from one dashboard. Perfect for complex organizational structures.

API Access

Full API access for custom integrations. Build on top of Pagga's infrastructure with comprehensive developer tools.

Accounting Integrations

Connect with your existing accounting tools. Automated GL coding, reconciliation, and real-time sync across systems.

AI agents that run your finance operations

Deploy autonomous agents that handle payments, cards, invoicing, and compliance—all secured by Know-Your-Agent monitoring.

Coming Q4 2025
💳

Card-Opener Agent

Automatically opens virtual cards for your payments. Perfect for online purchases and subscriptions.

Coming Q4 2025
📄

Invoice Agent

Processes and pays invoices automatically based on your approval policies. Supports multi-currency and multi-entity.

Coming Q4 2025
💱

FX Router Agent

Finds the best exchange rates across chains and banks. Automatically routes your cross-border payments for optimal cost.

Coming Q4 2025
👥

Payroll Agent

Automates on-chain payroll in stablecoins. Multi-recipient batch payments with compliance built-in.

Coming Q4 2025
🛡️

Spend Guard Agent

Monitors spending patterns and flags anomalies. Real-time alerts for unusual transactions with automated policy enforcement.

Coming Q4 2025
📅

Subscription Manager

Tracks and manages all your recurring payments. Cancel unused subscriptions automatically and optimize spend.

COMPLIANCE-FIRST

Know Your Agent, Trust Your Automation

Every AI agent on Pagga goes through rigorous KYA (Know Your Agent) verification. Get detailed reports on agent behavior, compliance status, and risk assessment—just like KYC, but for your automation.

Real-time Agent Monitoring

Track every agent action with detailed audit logs and compliance reporting.

Compliance Tracking

Automated compliance checks for every automated action with regulatory-ready reports.

Risk Scoring

AI-powered risk assessment with anomaly detection and suspicious activity alerts.

Audit Trails

Complete transaction history for all agent activities with exportable reports.

Anomaly Detection

Advanced pattern recognition identifies unusual spending or unauthorized agent behavior automatically.

Agent Compliance Report

VERIFIED
🤖
Invoice Automation Agent
ID: agent_inv_7x9k2
KYA Score94/100
Actions (30d)
847
Success Rate
99.8%
Risk Level
LOW
Anomalies
0
Recent Activity
Sent invoice #1247
2 min ago
Payment reminder sent
1 hour ago
Invoice #1246 paid
3 hours ago

Every agent. Every action. Fully audited.

Sleep better knowing your automation is compliant

Regulatory-ready agent reporting

From routing payments to tax calculations, track everything

Maximize treasury with optimal routing.

Connect traditional bank accounts and crypto wallets. Our Router Agent automatically selects the best path for every payment — comparing fees, speed, and slippage across 7 blockchains and multiple banks.

  • Bank aggregation (ACH, wire, SEPA)
  • Multi-chain routing (Ethereum, Stellar, Solana, Polygon, Arbitrum, Base, TON, Tron)
  • Stablecoin optimization (USDC, USDT)
  • Real-time fee comparison
30% average
savings on cross-border payments

Route Comparison

Traditional Bank
Time
3-5 days
Fee
$45
Ethereum (L1)
Time
15 min
Fee
$12
StellarBEST ROUTE
Time
5 sec
Fee
$0.02

Router Agent automatically selects the optimal path for each transaction

Works with your entire stack.

Seamlessly integrate with the tools and networks you already use.

Blockchains

Multi-chain support across 9 networks

Stellar
Ethereum
Solana
Polygon
Arbitrum
Base
TON
Tron
NEAR

Built With

Powered by cutting-edge protocols

402 Protocol
USDC
USDT
EURC
Stellar Network
Smart Contracts
Non-custodial Wallets

Integrates With

Connect your existing tools

QuickBooks
Xero
NetSuite
Sage
ACH
SEPA
Wire Transfer
FedNow

Simple, transparent pricing.

From individuals to enterprises. Pay for what you need, scale as you grow.

Starter

Perfect for small teams just getting started with crypto operations

  • 3-5 AI agents
  • Virtual cards
  • Basic KYA compliance
  • Email support
  • Standard routing
  • Multi-chain access
Get Beta Access
POPULAR

Scale

For companies ready to fully automate finance operations

  • 10-20 AI agents
  • Virtual + physical cards
  • Advanced KYA monitoring
  • Priority support
  • API access
  • Accounting integrations
  • Multi-chain optimization
  • Custom policies
Get Beta Access

Enterprise+

For large crypto companies with multi-entity organizations

  • Unlimited agents
  • Custom agent development
  • Multi-entity support
  • White-label options
  • Custom compliance rules
  • Dedicated account manager
  • SLA guarantee
  • On-premise deployment option
Book a Demo

All plans include bank-grade security, SOC 2 compliance, and 24/7 support

Built for modern finance.

100+ hours

saved per month

Average time saved with Pagga's AI automation

Up to 30%

lower fees

Cost savings on cross-border payments with optimal routing

99.9%

compliance rate

Transaction compliance with Know-Your-Agent monitoring

Building the future of finance

Our journey from US alpha to global financial platform

Phase 1

US Alpha Launch

Q2 2025
  • Non-custodial wallet & card issuance
  • First agent marketplace release
  • KYA v1 compliance
  • Chains: Stellar, Ethereum, Solana, Polygon, Arbitrum, Base, TON, Tron, NEAR
  • Crypto-fiat routing
  • Accounting integrations

Phase 2

EU Expansion

Q4 2025
  • EU MiCA compliance framework
  • SEPA instant payments
  • Multi-currency IBAN accounts
  • European payment rails integration
  • Local payment methods (iDEAL, SOFORT, Bancontact)
  • EU-based agent infrastructure

Phase 3

Enterprise Suite

Q1 2026
  • Multi-entity treasury management
  • Advanced role-based access control
  • Custom approval workflows
  • White-label solutions
  • Dedicated account managers
  • SLA guarantees & priority support

Phase 4

Global Scale

Q2 2026+
  • APAC market expansion
  • Additional blockchain integrations
  • Advanced AI agent capabilities
  • DeFi protocol partnerships
  • Institutional-grade custody
  • Cross-border payment optimization

Frequently Asked Questions

Everything you need to know about Pagga

Ready to automate your finances?

Join 500+ companies building the future of finance with Pagga.

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