The neobank that understands crypto and automates your finances
Multi-chain treasury management with AI agents that handle payments, cards, and compliance automatically. Finally, a bank that speaks crypto.
Join 500+ companies on the waitlistEarly access launching Q4 2025
The complete financial stack for crypto companies
Everything you need to manage treasury, automate payments, and scale globally—powered by AI agents.
AI Agent Automation
Deploy AI agents that automate payments, manage cards, process invoices, and optimize routing—saving hundreds of hours per month.
Multi-Chain Treasury
Seamlessly manage crypto across 9 blockchains (Ethereum, Stellar, Solana, Polygon, Arbitrum, Base, TON, Tron, NEAR) with optimal routing.
Corporate Cards
Issue virtual and physical cards for your team. Let AI agents create and manage cards automatically with spending controls.
Know-Your-Agent Compliance
Every agent is continuously scored for compliance, risk, and trustworthiness. Enterprise-grade security without manual oversight.
Cost Optimization
Save up to 30% on cross-border payments with intelligent multi-chain routing that analyzes fees, speed, and liquidity in real-time.
24/7 Operations
AI agents work around the clock across all time zones. From invoice to payment in seconds, not days.
Scale globally with enterprise features
Advanced tools for growing companies that need more control and flexibility.
Yield Optimization
Earn on idle capital while maintaining liquidity. Automated treasury management across chains and fiat accounts.
Multi-Entity Support
Manage multiple entities, subsidiaries, and legal structures from one dashboard. Perfect for complex organizational structures.
API Access
Full API access for custom integrations. Build on top of Pagga's infrastructure with comprehensive developer tools.
Accounting Integrations
Connect with your existing accounting tools. Automated GL coding, reconciliation, and real-time sync across systems.
AI agents that run your finance operations
Deploy autonomous agents that handle payments, cards, invoicing, and compliance—all secured by Know-Your-Agent monitoring.
Card-Opener Agent
Automatically opens virtual cards for your payments. Perfect for online purchases and subscriptions.
Invoice Agent
Processes and pays invoices automatically based on your approval policies. Supports multi-currency and multi-entity.
FX Router Agent
Finds the best exchange rates across chains and banks. Automatically routes your cross-border payments for optimal cost.
Payroll Agent
Automates on-chain payroll in stablecoins. Multi-recipient batch payments with compliance built-in.
Spend Guard Agent
Monitors spending patterns and flags anomalies. Real-time alerts for unusual transactions with automated policy enforcement.
Subscription Manager
Tracks and manages all your recurring payments. Cancel unused subscriptions automatically and optimize spend.
Know Your Agent, Trust Your Automation
Every AI agent on Pagga goes through rigorous KYA (Know Your Agent) verification. Get detailed reports on agent behavior, compliance status, and risk assessment—just like KYC, but for your automation.
Real-time Agent Monitoring
Track every agent action with detailed audit logs and compliance reporting.
Compliance Tracking
Automated compliance checks for every automated action with regulatory-ready reports.
Risk Scoring
AI-powered risk assessment with anomaly detection and suspicious activity alerts.
Audit Trails
Complete transaction history for all agent activities with exportable reports.
Anomaly Detection
Advanced pattern recognition identifies unusual spending or unauthorized agent behavior automatically.
Agent Compliance Report
VERIFIEDEvery agent. Every action. Fully audited.
Sleep better knowing your automation is compliant
Regulatory-ready agent reporting
From routing payments to tax calculations, track everything
Maximize treasury with optimal routing.
Connect traditional bank accounts and crypto wallets. Our Router Agent automatically selects the best path for every payment — comparing fees, speed, and slippage across 7 blockchains and multiple banks.
- Bank aggregation (ACH, wire, SEPA)
- Multi-chain routing (Ethereum, Stellar, Solana, Polygon, Arbitrum, Base, TON, Tron)
- Stablecoin optimization (USDC, USDT)
- Real-time fee comparison
Route Comparison
Router Agent automatically selects the optimal path for each transaction
Works with your entire stack.
Seamlessly integrate with the tools and networks you already use.
Blockchains
Multi-chain support across 9 networks
Built With
Powered by cutting-edge protocols
Integrates With
Connect your existing tools
Simple, transparent pricing.
From individuals to enterprises. Pay for what you need, scale as you grow.
Starter
Perfect for small teams just getting started with crypto operations
- 3-5 AI agents
- Virtual cards
- Basic KYA compliance
- Email support
- Standard routing
- Multi-chain access
Scale
For companies ready to fully automate finance operations
- 10-20 AI agents
- Virtual + physical cards
- Advanced KYA monitoring
- Priority support
- API access
- Accounting integrations
- Multi-chain optimization
- Custom policies
Enterprise+
For large crypto companies with multi-entity organizations
- Unlimited agents
- Custom agent development
- Multi-entity support
- White-label options
- Custom compliance rules
- Dedicated account manager
- SLA guarantee
- On-premise deployment option
All plans include bank-grade security, SOC 2 compliance, and 24/7 support
Built for modern finance.
100+ hours
saved per month
Average time saved with Pagga's AI automation
Up to 30%
lower fees
Cost savings on cross-border payments with optimal routing
99.9%
compliance rate
Transaction compliance with Know-Your-Agent monitoring
Building the future of finance
Our journey from US alpha to global financial platform
Phase 1
US Alpha Launch
- •Non-custodial wallet & card issuance
- •First agent marketplace release
- •KYA v1 compliance
- •Chains: Stellar, Ethereum, Solana, Polygon, Arbitrum, Base, TON, Tron, NEAR
- •Crypto-fiat routing
- •Accounting integrations
Phase 2
EU Expansion
- •EU MiCA compliance framework
- •SEPA instant payments
- •Multi-currency IBAN accounts
- •European payment rails integration
- •Local payment methods (iDEAL, SOFORT, Bancontact)
- •EU-based agent infrastructure
Phase 3
Enterprise Suite
- •Multi-entity treasury management
- •Advanced role-based access control
- •Custom approval workflows
- •White-label solutions
- •Dedicated account managers
- •SLA guarantees & priority support
Phase 4
Global Scale
- •APAC market expansion
- •Additional blockchain integrations
- •Advanced AI agent capabilities
- •DeFi protocol partnerships
- •Institutional-grade custody
- •Cross-border payment optimization
Frequently Asked Questions
Everything you need to know about Pagga
Ready to automate your finances?
Join 500+ companies building the future of finance with Pagga.
Join the Waitlist
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